HalalFi
An innovative Web3-based crowdfunding platform that integrates halal principles with Blockchain technology. Empowering entrepreneurs and investors through a peer-to-peer model supervised by a Decentralized Autonomous Organization (DAO) with AI-powered project success prediction.
01. Introduction
Crowdfunding has emerged as a transformative force in financing, enabling diverse projects to secure funding from a global pool of investors. However, traditional crowdfunding platforms often fall short in ethical considerations, particularly for Muslim investors seeking halal-compliant opportunities.
🌟 Key Innovation
HalalFi bridges this gap by providing a Sharia Compliant platform that not only adheres to Islamic finance principles but also leverages the transparency and security of Blockchain technology and reliability of smart contracts.
02. Problem Statement
Traditional crowdfunding platforms often lack transparency, accountability, and ethical compliance. Key issues include:
⚠️ Lack of Supervision
Many platforms operate without adequate oversight, leading to potential fraud and mismanagement.
🚫 Non-Halal Practices
Profit-sharing models may conflict with Islamic finance principles, deterring Muslim investors.
❌ Limited Credibility
Absence of reliable verification systems increases risks for investors.
⚖️ Inequitable Access
Many platforms favor established entrepreneurs, excluding innovative startups.
03. Vision & Mission
🔮 Vision
To establish HalalFi as the premier halal crowdfunding platform, fostering a transparent and equitable financial ecosystem that empowers Muslim entrepreneurs and ethical investors globally.
🎯 Mission
Our mission is to leverage Blockchain technology and decentralized governance to create a crowdfunding platform that adheres to halal principles, promotes ethical investments, and cultivates community engagement.
04. Value Proposition
HalalFi offers a unique value proposition that sets it apart from traditional crowdfunding platforms:
✅ Ethical Compliance
Strict adherence to halal and Islamic finance principles
🔒 Enhanced Trust
Blockchain technology ensures immutable transaction records
🏛️ DAO Supervision
Decentralized governance with multi-signature verification
🛡️ Risk Mitigation
Credit scoring system and optional collateral mechanisms
🌍 Global Reach
Connecting global Muslim investors with local entrepreneurs
🎭 Privacy First
No KYC requirements, ensuring user anonymity
🤖 AI-Powered Assessment
Our platform incorporates AI-powered agents to evaluate the likelihood of success for each project, based on submitted data and market trends, empowering the DAO with deeper insights.
🛡️ Insurance Protection
Integration with third-party insurance providers to offer protection for the principal amount of each investment, securing original investments against defined risks such as fraud, project failure, or operational collapse.
05. Halal Crowdfunding Model
📋 User Journey Process
Project Application
Project owners connect wallets and submit funding circles
DAO Verification
Projects verified for halal-compliance and feasibility
Project Listing
Confirmed projects listed with funding goals and terms
User Participation
Users browse and fund selected projects via smart contracts
💡 Example Scenario
Ahmad invests $1,000 in a $100,000 project. After deducting 5% platform fee, $95,000 goes to the project. When the project returns $125,000 (25% profit), Ahmad receives $1,250 proportionally based on his 1% share.
125% Return Example
06. Technology Infrastructure
⛓️ Blockchain Technology
- Immutable Records
- Global Accessibility
- Low Gas Fees
📜 Smart Contracts
- Automated Fund Release
- Conditional Payments
- Milestone-based Execution
💾 Decentralized Storage
- Secure Data Management
- User Control
- Audit Trails
- Real-Time Updates
07. Market Analysis
📊 Industry Overview
The global crowdfunding market has experienced significant growth, with billions of dollars raised across various sectors. According to recent reports, the crowdfunding market is projected to exceed $300 billion by 2025. However, the halal crowdfunding niche remains largely untapped, presenting a unique opportunity for HalalFi.
🎯 Target Audience
👨💼 Entrepreneurs
Startups and individuals seeking ethical funding for innovative projects that align with halal principles.
💰 Investors
Muslim and ethically-conscious investors looking for halal-compliant investment opportunities that promote social good.
🏆 Competitive Landscape
HalalFi differentiates itself from existing platforms by combining Blockchain based P2P crowdfunding with DAO governance, credit scoring, and collateral options. There is not much web 3.0 projects with Islamic finance consideration. We have projects that are facilitating Halal Staking or we have seen Islamic tokens like Haq, but concerning Sharia compliant crowdfunding we have untapped environment.
08. Tokenomics
🪙 Token Overview
📊 Token Allocation
| Allocation | Percentage | Tokens | Vesting & Release Details |
|---|---|---|---|
| Pre-Seed | 10% | 100,000,000 | 18-month vesting, 3-month cliff, linear unlocks afterward |
| Seed | 15% | 150,000,000 | 18-month vesting, 3-month cliff, linear unlocks afterward |
| Public Sale | 5% | 50,000,000 | 50% unlocked at TGE, others linear for 3 month |
| DAO Treasury | 25% | 250,000,000 | 36-month linear vesting, DAO-governed unlocks, milestone-based for platform upgrades and ecosystem grants |
| Rewards | 10% | 100,000,000 | 36-month dynamic emission, tied to platform growth and user engagement metrics |
| Team & Advisors | 15% | 150,000,000 | 36-month vesting, 12-month cliff, performance and milestone-based unlocks |
| Impact/ESG Fund | 5% | 50,000,000 | 36-month vesting, milestone-based for social good, Zakat, and ESG initiatives |
| Liquidity Reserve | 5% | 50,000,000 | 100% unlocked at TGE for DEX/CEX listing and market making |
| Ecosystem/Growth | 10% | 100,000,000 | 36-month vesting, milestone-based for partnerships, integrations, credit scoring, and bounties |
📈 Release & Distribution Flow
| Year | PreSeed/Seed | Public Sale | DAO Treasury | Rewards | Team | Impact/ESG | Liquidity | Ecosystem/Growth | Total |
|---|---|---|---|---|---|---|---|---|---|
| 1 | 100M | 50M | 50M | 30M | - | 10M | 50M | 30M | 320M |
| 2 | 150M | - | 100M | 40M | 75M | 20M | - | 40M | 425M |
| 3 | - | - | 100M | 30M | 75M | 20M | - | 30M | 255M |
🛠️ Utility & Value Creation
🗳️ Staking & Governance
Stake HFI to participate in DAO (Shura) decision making, propose/vote on upgrades, and shape platform direction.
💸 Fee Reductions
Tiered discounts for token stakers and long-term holders.
🔒 Collateralization
Project creators can lock HFI to boost credit scores and reduce investor risk.
🎁 Exclusive Access
Higher HFI holdings unlock premium features, whitelists, and early access to high-potential projects.
⚡ Dynamic Rewards
Emissions adapt to platform growth, user engagement, and verified project milestones.
🏆 Reputation Mining
Users who provide due diligence, verify projects, or participate in governance earn bonus HFI.
🔥 Additional Features
- Halal Validator Rewards: Community members supporting Sharia compliance and reporting receive periodic HFI bonuses.
- Social Impact Matching: ESG and Zakat projects receive matching grants from the Impact/ESG Fund.
- Buyback & Burn: Up to 10% of platform profits are used quarterly to buy and burn HFI, supporting long-term scarcity.
- Zakat Automation: Optional, on-chain feature for stakers to auto-donate 2.5% of rewards to verified charities.
💰 Token Pricing & Revenue
| Sale Round | Allocation | Tokens | Price per Token (USD) | Total Raise (USD) |
|---|---|---|---|---|
| Pre-Seed | 10% | 100,000,000 | $0.0015 | $150,000 |
| Seed | 15% | 150,000,000 | $0.004 | $600,000 |
| Public Sale | 5% | 50,000,000 | $0.009 | $450,000 |
💼 Platform Revenue Streams
🏦 Platform Fees
4% fee on all funding amounts deducted from funded projects
💳 Deposit/Withdrawal Fees
1.5% sell fee on user withdrawals
📈 Token Sell Tax
Sell tax on platform trades supporting project growth
⭐ Premium Services
Priority listing and featured projects for creators
🤝 Partnerships
Referral fees and commissions from collaborations
📊 Revenue Projections
| Year | Revenue | Funding Expectations | Growth Rate |
|---|---|---|---|
| Year 1 | $60,000 | $1 Million | - |
| Year 2 | $180,000 | $3 Million | 200% |
| Year 3 | $550,000 | $9 Million | 206% |
| Year 4 | $1,200,000 | $20 Million | 118% |
| Year 5 | $3,000,000 | $50 Million | 150% |
09. Roadmap
🚀 Phase 1: Platform Development and Beta Launch (Q2 2025)
- Develop core functionalities and initiate beta testing
- Website Launch
- Blockchain Infrastructure
Q2 2025 - In Progress
🌟 Phase 2: Community Building and Product Campaigns (Q3-4 2025)
- Reaching to KOLs and Experts for Feedback
- Launch test initiatives to raise awareness about HalalFi
- Introduce our AI Assistant for project review
- Initial projects launching
- Token launch
Q3-Q4 2025 - Planned
🎯 Phase 3: Full Platform Launch (Q1 2026)
- Officially launch the platform and distribute tokens to early investors and participants
- Launch community building platform
- Content Distribution and Inbound Marketing Initiatives
Q1 2026 - Future
🔥 Phase 4: Expansion of Services and Partnerships (2026)
- Explore partnerships with financial institutions and expand service offerings to enhance user experience
- Scale Up
2026 - Vision
10. Contact & Conclusion
📧 Get in Touch
Contact us via: info@halalfi.xyz
🎉 Conclusion
HalalFi is poised to revolutionize the crowdfunding landscape by providing a halal-compliant, transparent, and supervised platform. By leveraging Blockchain technology and decentralized governance, we aim to empower entrepreneurs and investors while fostering a community built on trust and shared success. Our commitment to ethical finance and innovation positions HalalFi as a leader in the halal crowdfunding space.